Mr. Robards has served as a member of our board of directors since August 2007 And as our Chairman since October 2009. Mr. Robards Is a principal in Robards & Co, LLC, a private investment And advisory company. He currently serves as a Trustee And Board Chair for the HSBC Funds, a mutual fund complex. He has previously been a Director And Audit Committee Chair of Overseas Shipholding Group, Inc., as well as a Director And on the Audit Committee of Financial Federal Corporation, both NYSE-listed companies. From 2003 to 2004, he was the Senior Vice President And Chief Financial Officer of the American Museum of Natural History in New York, New York. He was the Chief Financial Officer for Datek Online Holding Corporation from 2000 until its acquisition by Ameritrade in 2002. Prior to that, Mr. Robards was employed at Republic New York Corporation for 24 years, including as Chief Financial Officer And Executive Vice President, And from 1997-1999 served on its board of directors. During his tenure his responsibilities at Republic included leading its Asset/Liability And Finance Committees as well as managing Republic National Bank treasury And investment portfolio activities. Mr. Robards earned his B.A. from Brown University And an M.B.A. from Harvard Business School.